Privacy Policy

Last Updated: Jan 6, 2025

This Privacy Policy explains how Above All Financial Solutions (“we,” “our,” or “us”) collects, uses, and protects your information when you purchase, register, or interact with our products, services, programs, and website.

1. Information We Collect

We may collect the following types of personal information:

Identifiers: Name, email address, and phone number

Payment Information: Securely processed by trusted third-party providers (e.g., Stripe, PayPal)

Commercial Information: Purchases, program enrollments, and service activity

Technical/Usage Data: IP address, device information, browser type, and website activity (via cookies or analytics tools)

2. Legal Basis for Processing (GDPR)

We process your information based on the following lawful grounds:

Consent: When you voluntarily opt-in for communications or marketing updates

Contract: To deliver purchased programs, products, or coaching services

Legitimate Interest: To improve our offerings, protect against fraud, and manage operations

You may withdraw your consent at any time by contacting us.

3. How We Use Your Information

We use your data to:

1. Provide access to online programs, memberships, and digital resources

2. Process and confirm payments

3. Send SMS/email notifications related to your participation or updates

4. Deliver customer service and support

5. Improve website functionality, user experience, and marketing campaigns

4. SMS/Text Messaging Compliance

By submitting your phone number, you consent to receive SMS messages from Above All Financial Solutions related to services, updates, and marketing communications.

Message and data rates may apply.

Consent to receive messages is not a condition of purchase.

Opt-Out: Reply “STOP” at any time to unsubscribe.

Help: Reply “HELP” or email us at [email protected].

5. Data Sharing

We do not sell or rent your personal information. We only share data with trusted third-party vendors such as payment processors, hosting providers, and CRM platforms strictly for business operations and service delivery.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

CCPA Disclosure: We do not sell or rent your personal data to any third party.

We may also disclose information when required to comply with applicable laws, regulations, or legal processes.

6. Data Transfers

If you are located in the European Union, your data may be transferred to and stored in the United States. We use industry-standard safeguards (encryption, secure servers, contractual clauses) to ensure your information remains protected.

7. Data Retention

We retain your personal information only as long as necessary to:

Provide services and fulfill transactions

Comply with legal obligations

Resolve disputes or enforce agreements

8. Your Rights

Depending on your location, you may have the right to:

* Access the personal data we hold about you

* Request correction or deletion of your information

* Object to or restrict processing of your data

* Request data portability (GDPR)

* Opt out of data sharing (CCPA)

California Residents: You may request disclosure or deletion of your information without fear of discrimination for exercising your privacy rights.

9. Cookies and Tracking

We may use cookies, pixels, and tracking tools to enhance your experience and analyze performance. You may disable cookies in your browser settings, but doing so may affect site functionality.

10. Security

We use reasonable physical, digital, and administrative measures to safeguard your information. However, no system or transmission over the internet is 100% secure.

11. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be reflected with a new “Last Updated” date on this page.

12. Contact Us

If you have questions, concerns, or wish to exercise your privacy rights, please contact:

Above All Financial Solutions

Email: [email protected]